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Month: Aug 2020

Payments Basics: What is an Issuer

An issuer is a bank or financial institution which provides debit, credit, and/or prepaid cards to consumers on behalf of payment card schemes. Typical payment card schemes include Visa and Mastercard, for example. In 2018, 668.87 million cards were in circulation in the EU alone. Every one of these cards was provided to consumers via an issuer.

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What is an Acquirer and Why You Need (a Good) One

If you’re an entrepreneur looking to accept debit and credit cards for your business, you’ve come across the word “acquirer”. In the payments industry, acquirers go by a few different names. You may have heard them being called a merchant account bank, a merchant bank, or a settlement bank.

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